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Prepaid Legal Services

The Fringe Benefits Consortium (FBC) offers a voluntary prepaid legal plan through Hyatt Legal Plans, a MetLife Company. If network attorneys are utilized, all covered services are paid in full and there are no deductibles, co-payments, or claim forms. If non-network attorneys are utilized, the member is reimbursed according to a set fee schedule.

Some of the services covered are: wills and codicils, living trusts, living wills, civil litigation defense, identity theft defense, and uncontested adoptions. For a list of other services covered, please go to and use the password MetLaw. The exclusive rates are exceptionally reasonable at $19.25 a month per family ($231.00 per year). Premiums can be paid via payroll deduction and processed on a payroll cycle, but due to IRS rules and regulations, they cannot be treated pre-tax through an IRC Section 125.

For more information, please contact Brian Vivian at 858-571-7211.